Being an owner and operator of your own carrier company requires dependable and affordable commercial insurance to operate your business with confidence. Reliance Insurance Risk offers competitive rates and coverages for all trucks.
What We Cover
Open car haulers
Customized Truck Insurance Made To Fit Your Business
We understand that commercial insurance is not one size fits all. Depending what your goals are, how many drivers you have, the type of equipment you want to ensure, how much coverage you require to run your business efficiently, we can customize a policy that will give you peace of mind.
Our coverages are customizable to:
Reliance Insurance Risk
Types of Commercial Insurance
Insurance Coverages That We Are Known For:
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Start Your Business
Marketing for small business
If you are just starting your business and you are new to commercial insurance, it is important that you understand the different types of policies available and what exact coverage will be enough to protect you and your business.
Below are is a guide of of different types of insurance that will offer you guidance, as follows:
Types of Commercial Insurance To Cover Your Business
Motor Carrier Insurance
That provides coverage that is maintained by motor carrier for their business and also covers primary liability hired truck drivers.
Coverage should include:
Motor Truck Cargo Insurance
This insurance is what protects your shipment from physical damage of theft. In fact, insuring cargo ensures that the value of goods are protected against potential losses. If you are an open car carrier most companies will require that you ship for, will require a minimum of 100,000 cargo, and up to $1,000,000 if you are transporting high-end vehicles. Your cargo insurance should be enough or more to cover the value of your shipment.
Non-trucking liability insurance
If you ever drive your truck to anywhere other than business you must have non-truck liability insurance in order to cover in the event of an accident.
Non-trucking liability covers when you use your business truck for personal use.
Since you are not driving for business purposes, there is no coverage under your trucker's liability or business auto policy.
Rental Reinsbursement Coverage
Insurance that provides coverage for your out of commission truck:
Every insurance offers different stipulations on the amount of time they will cover a rental for a truck that is not operatable. Some will offer up to 30 days. Learn more
Owner Operator Insurance
Insurance that provides coverage for independent drivers which includes:
Non-trucking Liability Insurance
Physical Damage Coverage
Motor Truck Cargo Insurance
Protect Your Business With The Right Coverage of Commercial Auto Insurance
Reliance Insurance Risk has over 20 years of experience in providing customized, commercial vehicle insurance that protects you, your business and your drivers to give you peace of mind.
Operating your own business can be challenging in itself. We provide you hands-on guidance on selecting the the right coverage that is needed for your autos and trucks.